Our People are
the Difference

Phil comes to Goal Solutions with over 25 years of financial service, business, and leadership experience, most recently as SVP/Chief Operations Officer, Global Consumer Operations for HSBC Bank. In his role as Senior Vice President of Operations, Phil provides overall site leadership at the Sioux Falls, SD operations hub, as well as the vision and management of business growth to achieve and surpass profitability and business objectives. He is a forward-thinking individual with high energy, ingenuity, and optimism. While managing our explosive growth, he recognizes the importance in driving new technical strategies, rightsizing, and cost saving initiatives to ultimately improve the bottom-line. His passion for people furthers the Goal people-first culture, successfully bringing people and resources together to ensure critical tasks are completed.

Education:

Phil received his Bachelor of Business Administration degree in International Business Management from Stanford University.

Andrea Lenox has been with Goal Solutions since October 2018.  Ms. Lenox has extensive experience in the financial services industry where for 15+ years she has worked in the issuance, investor reporting, and/or valuation of asset-backed and mortgage-backed securities for prominent banking institutions and another 8 years in the treasury and risk management functions for consumer loan originators.  Asset classes that Ms. Lenox has worked with include autos, home improvement, mortgages, solar, and student loans.  The Structured Finance & Treasury Services team headed up by Ms. Lenox manages the investor and financial reporting function for 100+ ABS trusts, credit facilities, and loan pools spanning 25+ unique issuers/originators.

Education:

California State University – Fullerton, B.A. in Business Administration / University of Chicago M.B.A.

As VP of Asset Management at Goal Solutions, Mark oversees the management of $25 billion of consumer loan portfolios on behalf of Goal’s clients which include banks, insurance companies, hedge funds, schools, and other financial stakeholders.

Mark has extensive experience managing and improving performance of consumer loan portfolios by working with third party servicers and collection agencies. Prior to joining Goal Solutions, he was responsible for the management of over $3 billion of private student loan portfolios at Boston Portfolio Advisors (“BPA”) where he worked on client engagements involving portfolio oversight and improvement, advisory, valuation, acquisition and sales. Prior to BPA, Mark worked at the Massachusetts Educational Financing Authority (“MEFA”) where he was part of a finance team that structured and issued over $1 billion of student loan asset-backed securities.

Education:

Northeastern University, B.S.B.A. Finance / Babson M.B.A.

David is a 20 year veteran and innovator in financial services and as the Vice President of Corporate Development at Goal Solutions he has been a guiding force in their sustained growth. Founder and CEO of a special situations research company in his previous life, David brings deep knowledge of M&A, spin-Offs, and corporate restructurings.  Over the years he has cultivated and developed relationships and strategic partnerships with Family Offices, Hedge funds, Fintechs, and Fortune 500 firms. With a background in both finance and technology, he knows how to guide teams, build effective Go-To-Market strategies and advise on complicated scenarios.

Education:

The Ohio State University, B.A. /  University of Pittsburgh, M.B.A. / Boston University, M.S.C.I.S.

Brian is a veteran of higher education finance, having spent the last 20 years in business development and client management roles leading growth initiatives at technology platform and services start-ups focused on introducing student lending to financial institutions across the country.   Brian is relentlessly client-focused – bringing together his passion for consumer finance, his comprehensive knowledge of full program lifecycle, and his creativity to address client needs and create successful partnerships.  Brian has helped expand Goal’s reach in the market and build brand presence in new consumer asset classes serving to clients who are seeking a partner that can help their organization increase revenue, reduce costs and provide competitive differentiation

Education:

University of Massachusetts – Dartmouth, B.S. Business Management.

Aaron Geist joined Goal Solutions in 2021 and leads the organization’s compliance program with respect to its delinquent and non-performing loan portfolio management services. Aaron has spent most of his career developing compliance management systems and advising organizations on consumer credit and collection compliance matters. Previously, Aaron was Chief Compliance Officer and General Counsel for a healthcare financial services organization, General Counsel for a consumer reporting and collection agency, and Legal Counsel for ACA International, the Association of Credit and Collection Professionals.

Education:

Florida State University, B.M. / Creighton University, J.D.

Tristan Fleming brings over 15 years of experience in legal and compliance matters, most of which has been focused on student loans, and is the General Counsel of Goal Solutions. Previously, Tristan spent 9 years as General Counsel of GCO Education Loan Funding Corp., a student loan company with over $6B in assets under management at its peak. Prior to GCO, Tristan was an associate at the law firm of Thacher Proffitt & Wood, LLP in New York City, starting out in the Corporate and Financial Institutions group and then specializing in private student loan securitizations. Tristan and his team are responsible for all legal affairs of the company and its subsidiaries, including litigation, compliance, legal strategy and corporate governance.

Education:

The University of Virginia, B.A / Georgetown University, J.D.