When a loan becomes past due it enters the delinquency stage of the lending cycle. A loan that remains delinquent for an extended period of time will enter default which…
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A loan that remains delinquent for an extended period of time will enter the default stage, which means a borrower has violated the terms of their agreement and the loan…
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After origination a loan will enter the repayment stage and may remain there until paid in full. Most lenders choose a loan servicing partner to manage the repayment process on…
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After origination a loan may enter the deferment stage where repayment is delayed for a set amount of time, often several months. A lender should design a comprehensive communication strategy…
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Origination, which is the initial funding and disbursement of a loan, marks the first stage in the lending cycle. For most lenders, the process of optimizing loan performance begins prior…
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Situation: A NY-based hedge fund interested in nontraditional investment vehicles acquired a portfolio of student loans on the secondary market.
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Chris is an 18-year veteran of the financial services industry spending the last 12 years focused on education finance. Chris started his career at Capital One supporting products across credit…
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Steve currently leads Operations for Goal’s lending business, Ascent Student Loans, which includes underwriting-processing, customer service and school certification. Steve has 25 years of leadership experience, 18 in financial services,…
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